Products
Every product below follows the same rules: no interest, real assets behind it, risk shared fairly, and values screened by an independent board. Fund products open to the public as our SEC approvals complete.
For Savers & Families
A liquid, low-risk home for money you might need soon — school fees in September, stock for December. Your savings earn from short-term, non-interest instruments, and you can withdraw when life happens.
For money with time to grow. A diversified mix of screened Nigerian equities and asset-backed investments, managed patiently. This is the fund for five-year plans, not five-day bets.
Steady income from sovereign and corporate Sukuk. Predictable, rental-based returns without touching a single interest payment.
Named goals with a date on them: hajj, a wedding, a first home, university. Pick the goal, automate the contributions, and we'll manage the mix as the date approaches.
For Institutions & Large Portfolios
Discretionary portfolios for families and institutions, run to a written mandate you set — your constraints, your causes, your reporting calendar.
Pooled structures for cooperatives, associations and endowment funds, so a community's money is managed with institutional discipline and member-level transparency.
Corporate mandates and bespoke ethical-investment structuring — for organisations that need a transaction done right, not just done.
For Businesses
Our venture arm invests in productive Nigerian SMEs on musharakah terms — genuine profit-and-loss sharing. We put money in as a partner, not a lender, so nobody is chasing you for interest in a bad month. And because most good businesses need more than money, our SME consulting team works alongside: cleaning up governance, systems and strategy until the business can stand inspection by anyone.
Tell us the goal and the timeline. We'll point you to the right product — or tell you honestly if the right answer is "wait for launch".
